Miranda Trujillo
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Miranda Trujillo · Realtor · Mortgage Expert · 24+ Years

Realtor and loan officer · SF Bay Area · 24+ years

Expertise

Where I earn my keep

I'm your Realtor and your lender, so we shop and finance at the same time. Pricing, negotiating, financing, and knowing when to push. Being helpful is easy. Getting you to a signed deal on good terms is the job.

  • I price it right, show it off, and negotiate like it's my own house. You keep the final say.

    Stumble on selling
    • Priced on real numbers, not hope
    • Marketing that turns heads
    • A negotiator on your side
Miranda Trujillo in front of the Golden Gate Bridge
24+Years

About

Miranda Trujillo

Hi, I'm Miranda. Twenty-four years in, I've helped hundreds of Bay Area families buy their first place, sell the one they outgrew, finance the next one, or stay right where they are and put their equity to work.

  • Licensed California Realtor — DRE #02117598
  • Licensed Loan Officer — NMLS #1438118
  • Reverse mortgage specialist · NMLS #1438118
  • 24+ years in real estate and lending
  • 300+ California families helped
  • Based in the SF Bay Area · serving all of California
“You should walk out of our first conversation knowing what your house is worth, what you can afford, and what you'd do next. That's the whole job.”
— Miranda Trujillo

What people actually ask me

  • Do I have to sell before I can buy?

    Usually not, but it changes the order of things. We look at what you owe, what your place is worth and what you'd qualify for, then decide which moves first. That conversation costs nothing.

  • What if my credit isn't great?

    Tell me anyway. I'd rather look at the real numbers and tell you where you stand than have you assume the answer is no. Sometimes it's a few months of work. Sometimes it's nothing at all.

  • How fast does this actually move?

    It depends on the house and the lender. What I can tell you is that having your Realtor and your loan officer be the same person removes the slowest part, the waiting for someone else to call back.

  • Aren't reverse mortgages a bad idea?

    For some people, yes. It's a loan, not a government benefit, and it isn't right for everyone. That's why I teach a free class about it instead of selling it, and why nobody gets a follow-up call afterward.

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Years in real estate & lending

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California families helped

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Five-star reviews on Yelp

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Average rating from 312+ attendees

What clients say

Reviews from my clients

Rated 5.0 out of 5 on Yelp · all 7 reviews

Amazing person, very attentive and amazing followup. She closed my loan in about a week or so. I was getting frustrated with my original loan provider so I was blessed to find Miranda.

Jeff G.Santa Clara, CA · August 2026

Read all my reviews on Yelp

Reviews are from my Yelp profile and reflect individual experiences. Results are not guaranteed and will vary.

Let's talk about your home.

One good conversation can save you months of guessing. That's the whole pitch.

Talk to Miranda
Licensed California RealtorLicensed loan officerEqual Housing Lender24+ yearsSan Francisco Bay AreaNMLS #1438118DRE #02117598Licensed California RealtorLicensed loan officerEqual Housing Lender24+ yearsSan Francisco Bay AreaNMLS #1438118DRE #02117598

Contact

Glad you stumbled on me.

Got a question, a maybe, or a house you can't stop driving past? Send it over. I'd rather have a real conversation than run you through a script.

You get me on the phone, not a call center. Email me, call me, or let's grab a coffee.

I usually reply within a day or two.

Or reach me directly

Your details are only used to reply to you. No lists, no spam.

This is not a loan application, and sending a message does not commit you to anything.